Tax Explorer

Income tax basis

Pension, loans & NI

Pension

0%

Student loan

National Insurance

Your salary

£

Take-home pay and marginal tax rate chart. Take-home is £39,520 at £50,000 gross, £68,557 at £100,000 and £91,286 at £150,000. The shaded band marks the 62% trap zone.

Annual take-home vs gross salary

  • Gross pay

See how take-home and tax rates change as gross pay rises — and spot the traps.

Marginal rate — tax on your next £1